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Help your money make a difference

A sustainable, values-driven investment portfolio – easy and accessible for everyone. Earn market-based returns while making a positive impact on the world.

Mountains

Create a sustainable investment portfolio

Access expert knowledge in an easy-to-use product.

Make an impact on the world

Invest to fight climate change, inequality or health challenges.

Earn money while doing good

The fairest pricing out there – we do well when you do well.

The story of Grünfin started with our founders, Triin and Karin.

As parents, they shared a common concern – ensuring a sustainable future for the next generation. Being entrepreneurs and investors, they knew the impact sustainable investing could have on the world. The problem? The lack of impact-driven investing platforms that are sophisticated, yet easy enough for beginners. Grünfin was built to fix this – so your money can have the power to change the world.

From the team that brought you

Focus on the values that matter to you

Climate Change

Invest in companies that are driving the most impact towards changing our economy from oil-guzzling to carbon-neutral.

Equality

Support diverse workplaces and human rights at companies around the world.

Health

Invest in companies that are innovating to improve quality of life.

How it works

1
Choose your monthly contribution

Select the amount you'd like to invest each month and pick the time horizon for your investment.

2
Choose your sustainability focus

Select the issues you care about most to focus your investments. We will pick the funds with the most impact.

3
Choose your risk level

Take a quick test to assess the level of risk you’re comfortable with. We’ll suggest a portfolio with suitable sustainable investments.

4
Start investing

Did you know your money can have a tenfold impact on your carbon footprint compared to any other consumer choice?

Pricing that puts you first

Get started for free — no fees until you reach €1000

Say goodbye to percentage-based fees

We charge a flat monthly fee of 3.90€ — but only once your portfolio reaches €1000. All costs are included in the fee. The larger your portfolio grows, the cheaper it gets.

Pay for actual performance

Most investment products make sure to get paid no matter if your portfolio is gaining or not. We provide you with a gain target based on long-term returns of the market — and only charge a success fee on the amount that exceeds the target. Read more about the success fee →

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See our pricing in action.Set up a trial portfolio

A simple way to start saving for your children

One of the biggest gifts we can give our children is freedom. Freedom to choose their education, their career – freedom to follow their passion. With Grünfin, your savings do even more than that – they also make life on our planet better for future generations.Get started

The more you invest, the more trees we plant

On top of your investment, we donate to initiatives supported by the UN Environment Programme. Currently, we’re donating one tree for every 1000 € through the Trillion Tree Campaign, a project by Plant-for-the-Planet. This way, your money has double the impact.

Meaningful gifts for special occasions
Coming soon

In a culture of “more”, we give you an alternative to gifting things. With our gifting feature, your close ones can easily contribute to your child’s portfolio. Or your friends can support you in building the world you dream of. It’s a gift of a brighter future.

We make sustainable investing easy

85% of investors want to invest in sustainable companies. Only 30% end up doing it.

Picking from thousands of sustainable funds is hard, even for an experienced investor. It’s even harder if you’re focused on impact. We make your investment count for something.

Our investment principles →

Shifting your savings to sustainable assets is one of the most important choices you can make in your life to enable a sustainable future for the world. That is why we are extremely happy to partner with the experienced and mission-driven team of Grünfin to drive more capital to impact.

Tove Larsson
General Partner at Norrsken VC

More questions?
Here are some frequently asked ones

Is my money safe in Grünfin?

There are two types of risk you need to consider - instrument risk (something happening to the funds that you invest your money in via Grünfin) and operational risk (something happening to Grünfin as a company). Since we invest your money in freely traded sustainable ETFs provided by reputable asset managers, your instrument risk at Grünfin is the same as with buying the ETFs via your bank. In the extreme case of Grünfin’s failure or insolvency, we will transfer your assets, i.e. the sustainable ETFs in your portfolio, to a securities account in your bank. This means you will not lose your investment even if Grünfin is required to shut down.

Does sustainable investing make financial sense?

Sustainable investing makes a lot of financial sense. In fact, a number of financial factors have made sustainable investing very attractive and increasingly popular in the recent decade. When companies score high on ESG, they are likely to treat their stakeholders well, address environmental challenges, boast more conservative balance sheets and steer clear of operational risk. All of these factors make companies with high ESG-scores more resilient during market downturns.

Why do you charge a monthly fee?

Grünfin’s platform is similar to a personal portfolio manager, as you get to invest based on your values. We charge a €3.90 monthly fee to cover all operational, holding and transaction expenses that occur in the process of investing your money into sustainable instruments. This means that you never have to incur any additional transaction costs. If you were to replicate all the transactions for your Grünfin portfolio in a regular investment account, you would be very likely to pay significantly more.