As parents, they shared a common concern – ensuring a sustainable future for the next generation. Being entrepreneurs and investors, they knew the impact sustainable investing could have on the world. The problem? The lack of impact-driven investing platforms that are sophisticated, yet easy enough for beginners. Grünfin was built to fix this – so your money can have the power to change the world.
Invest in companies that are driving the most impact towards changing our economy from oil-guzzling to carbon-neutral.
Support diverse workplaces and human rights at companies around the world.
Invest in companies that are innovating to improve quality of life.
Select the amount you'd like to invest each month and pick the time horizon for your investment.
Select the issues you care about most to focus your investments. We will pick the funds with the most impact.
Take a quick test to assess the level of risk you’re comfortable with. We’ll suggest a portfolio with suitable sustainable investments.
Did you know your money can have a tenfold impact on your carbon footprint compared to any other consumer choice?
When you set up your portfolio, we provide you with a gain target that's based on historical long-term returns of the market. When you reach your portfolio target date, we’re entitled to a success fee — but only on the amount that exceeds the gain target. Your returns come first.
Self-managed investment accounts charge you for assets under management – the more you have, the more you pay. We give you a personalised portfolio management experience – for a fraction of the cost.
One of the biggest gifts we can give our children is freedom. Freedom to choose their education, their career – freedom to follow their passion. With Grünfin, your savings do even more than that – they also make life on our planet better for future generations.Get started
On top of your investment, we donate to initiatives supported by the UN Environment Programme. Currently, we’re donating one tree for every 1000 € through the Trillion Tree Campaign, a project by Plant-for-the-Planet. This way, your money has double the impact.
In a culture of “more”, we give you an alternative to gifting things. With our gifting feature, your close ones can easily contribute to your child’s portfolio. Or your friends can support you in building the world you dream of. It’s a gift of a brighter future.
85% of investors want to invest in sustainable companies.
Only 30% end up doing it.
Picking from thousands of sustainable funds is hard, even for an experienced investor. It’s even harder if you’re focused on impact. We make your investment count for something.
Our investment principles →
Shifting your savings to sustainable assets is one of the most important choices you can make in your life to enable a sustainable future for the world. That is why we are extremely happy to partner with the experienced and mission-driven team of Grünfin to drive more capital to impact.
There are two types of risk you need to consider - instrument risk (something happening to the funds that you invest your money in via Grünfin) and operational risk (something happening to Grünfin as a company). Since we invest your money in freely traded sustainable ETFs provided by reputable asset managers, your instrument risk at Grünfin is the same as with buying the ETFs via your bank. In the extreme case of Grünfin’s failure or insolvency, we will transfer your assets, i.e. the sustainable ETFs in your portfolio, to a securities account in your bank. This means you will not lose your investment even if Grünfin is required to shut down.
Sustainable investing makes a lot of financial sense. In fact, a number of financial factors have made sustainable investing very attractive and increasingly popular in the recent decade. When companies score high on ESG, they are likely to treat their stakeholders well, address environmental challenges, boast more conservative balance sheets and steer clear of operational risk. All of these factors make companies with high ESG-scores more resilient during market downturns.
Grünfin’s platform is similar to a personal portfolio manager, as you get to invest based on your values. We charge a €3.90 monthly fee to cover all operational, holding and transaction expenses that occur in the process of investing your money into sustainable instruments. This means that you never have to incur any additional transaction costs. If you were to replicate all the transactions for your Grünfin portfolio in a regular investment account, you would be very likely to pay significantly more.