New way to keep and retain talent: employee investment plan

    1. Hepsor
    1. Magnetic-MRO
    1. Mitt&Perlebach
    1. Fractory

Why consider an employer investment plan?

  1. A new, attractive way to save on your recruitment costs. An investment plan is an excellent alternative to an options plan for keeping talents in the company.

  2. Financial security = less stress + more productivity. ca 2/3 of the employees feel financial stress that can harm productivity. Growing investments grow financial safety as well as productivity.

  3. You are presumed to be a caring and value-based employer. New talents are driven by mission, sustainability, and investment options.

Investment plan opportunities

  1. Personalize within the current budget

    1. Why?

      40% of your employees do not use today's sports and health budget - financial stress is one of the main mental problems.

    2. How

      An employer can use the budget already set for them and start investing in their dreams. Investment plans can also be made for employer kids.

  2. Alternative for options - tie investments with working experience

    1. Why?

      Company do not have the options plan but there is wish to keep them more in company and offer ways to increase their future value.

    2. How

      You can have lock-up period for the investments. Meanwhile the employees see their value grow however they receive the investments after finishing the lock up period.

  3. New level of employees' financial wisdom

    1. Why?

      ca 2/3 of our employees have financial stress that can harm their health and work. Only some dare to invest, even if they think they should.

    2. Lahendus

      You, as an employer, can be a valuable support for starting investing and building future wealth. Extra: we also train teams in financial freedom topics: breaking the investment myths and helping with practical tasks.

Investment principles. We invest in companies who

  1. 1

    Have joined The Paris Agreement

  2. 2

    Reduce CO2 footprint by 7% yearly

  3. 3

    Has at least a 50% smaller CO2 footprint than the average financial market

Employer dashboard.
Easy, platform-based management.
It takes 15-30 min/per month for HR and accounting team to handle it.

Employee dashboard.
See how your money grows — educative content and reports.

  1. Savings plan for employees' kids sustainable future

    If we want people around us to contribute to a new generation, we must be a role model for that.

    Martin Vares

    CEO & Co-founder at Fractory
  1. In media

    Founders Story #4 Unlocking Entrepreneurial Success: The Key Skills & Qualities You Need

  2. In media

    10 ambitious European fintechs that secured funding during the economic crisis so far in 2023

    techfundingnews
  3. Blog

    Grünfin’s Values & Approach on Sustainability and Impact

  4. In media

    Credit Suisse investor rebellion over climate action grows ahead of annual meeting

  5. In media

    Here's the 13-slide pitch deck Grunfin, a startup that lets retail investors back sustainable funds, used to raise $2.3 million

  6. In media

    Female-founded Estonian-German startup Grünfin raises €2M for its new sustainable investing platform

  7. Blog

    What is Shareholder Activism and Activist investor?

  8. In media

    Credit Suisse investor rebellion over climate action grows ahead of annual meeting

  9. In media

    Five of Europe’s largest banks are under fire from investors for financing the fossil fuel industry

    investesg
  10. Blog

    Gift investments

  11. In media

    Estonian VC Superangel annouced new €50m fund

  12. In media

    Baltic startups to watch in 2022

  13. Listen to

    Investor Story: Triin Hertmann

    vvvpodcast
  14. Listen to

    Restart: Grünfini roheliste investeeringute tõus on alles alguses

    restart
  15. In media

    Triin Hertmann: SVB krahh tõi USA idufirmadesse suure paanika

  16. In media

    Grünfini juht: roheinvesteeringutest ei ole ühelgi investoril pääsu

  17. In media

    Kopsaka rahasüsti saanud Grünfin tuli välja investeerimisplaaniga ettevõtetele

  18. Listen to

    Kuidas mõjuinvesteeringutega turge edastada

    investeerimisklubi
  19. In media

    Triin Hertmann roheteemadest Euroopas - sellel pole puukallistamise maiku enam juures

  20. Listen to

    Milliseid hüvesid hindavad töötajad kõige rohkem?

    talenthub
  21. In media

    Triin Hertmann: Mul on kahju neist, kel saab poole aasta pealt raha otsa

  22. Blog

    Gift investments

  23. In media

    Kuidas jõuluvana kingikotti poetada mõned aktsiad?

  24. In media

    Fractory lõi käed Grünfiniga, et luua töötajate lapsi toetav investeerimislahendus

  25. In media

    Wall Streeti veteran: kuidas pulliturgu mitte maha magada?

  26. Listen to

    Milliseid hüvesid hindavad töötajad kõige rohkem?

    talenthub
  27. Blog

    Kui 40% töötajatest ei hooli olemasolevatest hüvedest, siis mis hüve neid kõnetaks?

  28. Listen to

    Karin Nemec & Merje Kärner — Kuidas personaliseerida hüvepakette?

  29. In media

    Grünfin: Neues Fintech für nachhaltige Investments

  30. In media

    Nachhaltig Weihnachtenfeiern

    forum_csr
  31. Blog

    Haben Sie genug von unnützen Geschenken?

  32. In media

    Habe den Mut, etwas zu verändern und zu handeln

    startupvalley
  33. Blog

    Was sind Activist Investor und Shareholder Activism?

  34. In media

    So lohnt sich nachhaltiges Investieren auch in der Krise

  35. Blog

    Impact investing, nachhaltig investieren und grün investieren – was sind die Unterschiede?

  1. In media

    Grünfin: Neues Fintech für nachhaltige Investments

  2. In media

    Nachhaltig Weihnachtenfeiern

    forum_csr
  3. Blog

    Haben Sie genug von unnützen Geschenken?

  4. In media

    Habe den Mut, etwas zu verändern und zu handeln

    startupvalley
  5. Blog

    Was sind Activist Investor und Shareholder Activism?

  6. In media

    So lohnt sich nachhaltiges Investieren auch in der Krise

  7. Blog

    Impact investing, nachhaltig investieren und grün investieren – was sind die Unterschiede?

  8. In media

    Founders Story #4 Unlocking Entrepreneurial Success: The Key Skills & Qualities You Need

  9. In media

    10 ambitious European fintechs that secured funding during the economic crisis so far in 2023

    techfundingnews
  10. Blog

    Grünfin’s Values & Approach on Sustainability and Impact

  11. In media

    Credit Suisse investor rebellion over climate action grows ahead of annual meeting

  12. In media

    Here's the 13-slide pitch deck Grunfin, a startup that lets retail investors back sustainable funds, used to raise $2.3 million

  13. In media

    Female-founded Estonian-German startup Grünfin raises €2M for its new sustainable investing platform

  14. Blog

    What is Shareholder Activism and Activist investor?

  15. In media

    Credit Suisse investor rebellion over climate action grows ahead of annual meeting

  16. In media

    Five of Europe’s largest banks are under fire from investors for financing the fossil fuel industry

    investesg
  17. Blog

    Gift investments

  18. In media

    Estonian VC Superangel annouced new €50m fund

  19. In media

    Baltic startups to watch in 2022

  20. Listen to

    Investor Story: Triin Hertmann

    vvvpodcast
  21. Listen to

    Restart: Grünfini roheliste investeeringute tõus on alles alguses

    restart
  22. In media

    Triin Hertmann: SVB krahh tõi USA idufirmadesse suure paanika

  23. In media

    Grünfini juht: roheinvesteeringutest ei ole ühelgi investoril pääsu

  24. In media

    Kopsaka rahasüsti saanud Grünfin tuli välja investeerimisplaaniga ettevõtetele

  25. Listen to

    Kuidas mõjuinvesteeringutega turge edastada

    investeerimisklubi
  26. In media

    Triin Hertmann roheteemadest Euroopas - sellel pole puukallistamise maiku enam juures

  27. Listen to

    Milliseid hüvesid hindavad töötajad kõige rohkem?

    talenthub
  28. In media

    Triin Hertmann: Mul on kahju neist, kel saab poole aasta pealt raha otsa

  29. Blog

    Gift investments

  30. In media

    Kuidas jõuluvana kingikotti poetada mõned aktsiad?

  31. In media

    Fractory lõi käed Grünfiniga, et luua töötajate lapsi toetav investeerimislahendus

  32. In media

    Wall Streeti veteran: kuidas pulliturgu mitte maha magada?

  33. Listen to

    Milliseid hüvesid hindavad töötajad kõige rohkem?

    talenthub
  34. Blog

    Kui 40% töötajatest ei hooli olemasolevatest hüvedest, siis mis hüve neid kõnetaks?

  35. Listen to

    Karin Nemec & Merje Kärner — Kuidas personaliseerida hüvepakette?

Mythbusting!

Practical Financial Wisdom Training for teams and companies

Coach

3 x 1h practical training program, covering everything from everyday financial knowledge to how to start investing:
* Suitable for beginners as well as experienced investors;
* Debunking investing myths;
* Providing practical tips on how anyone can become an investor
Training by Grünfin growth manager Liisi Kirch, who is a financially independent investor and has 14 years of investing experience. She is a financial literacy enthusiast and helped to write several financial teaching materials.

This is a financial training, made for your employees and designed with their needs in mind.

Learn more

Questions about how the investment plan works or wish to join us?

Leave us your info, and we will agree on the meeting to answer all the questions.

Frequently Asked Questions

As an employer, do I need to know everything about investing?

No, you don't need to be an investment expert yourself.


We have a highly experienced team that does all the hard work for you. We'll find the best ETFs with both, returns and impact.


We encourage awareness through our channels and newsletters. In addition, you can ask for trainings on financial education for your company's employees.

Is the investment plan easy to manage?

Yes. As an employer, you'll have an overview of the employees who have joined the investment plan and the transfers made to the portfolios.


Our experience shows that administration takes about 15-30 minutes per month.

Do I need to enroll all my employees to join the investment plan?

As an employer, you have the opportunity to give your team freedom of choice and enroll exactly the employees who want to be included.


For example, you can offer an investment plan as an alternative to a sports benefit. Around 40% of employees don't want to use the sports allowance, and for some it will expire - but it would probably be nicer if the money would grow for the employee.


Or would you like to reward your key employees? You can use the investment plan to boost their motivation.